Adeegyada ZAAD. Hab ku habboon oo lagu diro oo lagu helo lacag.
Fududee macaamiladaada maaliyadeed, adigoo ka dhigaya kuwo la heli karo oo aan dhib lahayn.
Wararka
Nala soo xiriir
A smiling man talking on his phone
faa'iidooyin
Ka dhig macaamilkaaga maaliyadeed mid ammaan ah oo fudud
Aad u ammaan ah
Helitaanka Dadka Kasta
Waqti kaydisa
Adeegyada Aasaasiga ah
Xalkaaga Maaliyadeed ee Hal-Meel
U dir oo hel lacag
Waa hab ku habboon oo lagu wareejiyo lacag meel kasta, waqti kasta. Waxaad dirsan kartaa oo heli kartaa lacag isla markiiba oo ammaan ah.
Sida loo
A man smiling at his phone while holding a cup
A customer paying with his phone at a shop counter
Lacag-bixinta Ganacsiga
habka ugu ammaan badan ee ugu fudud ee lagu aqbalo lacag-bixinta macaamiisha. Si habsami leh ugu dar xalka lacag-bixinta ganacsiyada hawlahaaga si macaamiisha loogu fududeeyo lacag-bixin aan dhib lahayn.
Sida loo
Airtime &
Buuxinta Xogta
Buuxi haraaga codkaaga iyo xogtaada si toos ah akoonkaaga ZAAD
Sida loo
A woman in a hijab using her phone at a cafe table
A woman in a hijab using her phone at a cafe table
Gelin & Bixin Lacag
Waxaad lacag ku dhigi kartaa akoonkaaga lacagta mobile-ka ama ka bixin kartaa wakiil kasta oo la oggolaaday.
Sida loo
Akoonno
Akoonnada ZAAD
Sahan dhammaan
ZAAD Merchant
Ganacsiyada si ay u fududeeyaan macaamilada oo ay si hufan u maareeyaan maaliyaddooda.
Wax dheeraad ah ka bar →
Akoonka Machadka
Loogu talagalay machadyada waaweyn si ay u hagaajiyaan hawlgalladooda maaliyadeed.
Wax dheeraad ah ka bar →
Akoonka Wax-ku-biirinta
Loogu talagalay kooxaha si ay u maareeyaan lacagaha la wadaago.
Wax dheeraad ah ka bar →
Sarrifka Lacagta ZAAD
Adeeggayaga USSD ku salaysan wuxuu fududeeyaa beddelaadda lacagta u dhexeysa doolarka iyo shilinka
Wax dheeraad ah ka bar →
ZAAD LOOGU TALAGALAY GANACSIGA
Kor u qaad Ganacsigaaga Xalal Maaliyadeed oo Dhamaystiran
A woman in a hijab paying with her phone at a counter
Akoonnada Shirkadaha
Haddii aad tahay shakhsi, mulkiile ganacsi, machad, ama wax-ku-biiriye hadaf weyn, ZAAD waxay leedahay akoonno loo habeeyay si loo daboolo baahiyahaaga gaarka ah ee maaliyadeed.
A man using his phone on a sofa at home
ZAAD Mobile Banking
Oo ay xoojiso ZAAD, KAAFI waa xalkaaga bangi ee wada-jirka ah. Waxay siisaa macaamiisha Telesom helitaan fudud oo akoonnadooda bangiga iyadoo loo marayo adeegyada lacagta mobile-ka ZAAD.
A man using his phone next to a Telesom sign
ZAAD e-Billing
Fududee hababka qaansheegta iyo biilka, meesha ka saaraya baahida qaansheegyada waraaqaha ku salaysan.
A young man using his phone next to a laptop
Mushaharka ZAAD
Xalkayaga maareynta mushaharka waxaa loogu talagalay ganacsiyada dhammaan cabbirrada, laga bilaabo ganacsiyada yaryar ilaa shirkadaha waaweyn, nidaamkayaguna wuxuu si fudud u qaban karaa baahiyahaaga mushaharka.
A woman in a pink hijab using her phone
ZAAD e-Payment
U xidh ZAAD e-Payment website-kaaga ganacsiga online oo si fudud online ugu iibi.
A girl carrying her younger sibling in a camp
Wareejinta Lacagta Samafalka
Ku raaxayso fudeydka lacag-bixinta badan ee Wareejinta Lacagta Samafalka. Si hufan u fuliyo gargaarkaaga lacag & foojar (CVA) adigoo adeegsanaya madalkayaga ZAAD.
wax dheeraad ah ayaa jira
Sifooyin Dheeraad ah
Sarrifka Lacagta
Adeeggayaga USSD ku salaysan wuxuu fududeeyaa beddelaadda lacagta u dhexeysa doolarka iyo shilinka gudaha mobile-kaaga, isagoo meesha ka saaraya baahida aad u baahan tahay inaad booqato goob sarrif.
Wax dheeraad ah ka bar →
KAAFI Mobile Banking
Oo ay xoojiso ZAAD, adeeggani wuxuu bixiyaa helitaan fudud oo akoonnada bangiga. Si fudud u maaree maaliyaddaada, laga bilaabo dhigidda iyo bixinta lacagta ilaa u dirista lacagaha akoonnada kale ee Darasalaam.
Wax dheeraad ah ka bar →
Adeegga ZAAD e-Billing
Isticmaal adeegyada e-billing si aad u bixiso adeegyo kala duwan, oo ay ku jiraan khidmadaha waxbarashada, koronto, biyo, TV, canshuur, iyo biilasha isgaarsiinta.
Wax dheeraad ah ka bar →
Portal-yada Web-ka ee ZAAD
Si ku habboon u maaree akoonnadaada adigoo adeegsanaya portalkayaga online.
Wax dheeraad ah ka bar →
habka diiwaangelinta
Habka Diiwaangelinta ee Fudud ee Akoonkaaga Gaarka ah ee ZAAD
  • 1
    Booqo xafiisyada iibka ee Telesom
    Ka soo xiriir xafiiska iibka ee kuu dhow si aad u bilowdo habka diiwaangelinta. Shaqaalahayaga saaxiibtinimada leh ayaa ku hagi doona tallaabooyin fudud.
  • 2
    Keen aqoonsigaaga sax ah
    Hubi inaad haysato dukumiintiyada aqoonsigaaga sax ah. (Noocyada aqoonsiga la aqbalo waxaa ka mid ah: Aqoonsiga Qaranka, Baasaboor, Kaarka Degenaanshaha, Shatiga Wadista, Warqadda Dhalashada, iyo Shatiga Ganacsiga).
  • 3
    Akoon
    Shidid
    Marka habka diiwaangelinta la dhammeeyo, akoonkaaga waa la shidi doonaa. Hadda, si fudud ayaad u dirsan, u heli, oo u bixin kartaa lacag.
Ku saabsan Adeegyada ZAAD
ZAAD waa adeeg lacagta mobile-ka oo la bilaabay June 2009 oo shatiga ka haysta bangiga dhexe ee Somaliland. Waxay noqotay qayb muhiim ah oo nidaamka maaliyadda dalka ka mid ah, taasoo u oggolaanaysa shakhsiyaadka iyo ganacsiyada inay si ammaan ah oo degdeg ah u macaamilaan iyagoo aan haysan wax carqalad ah. ZAAD waxay dardargelisay ku-darista maaliyadeed bulshooyinka miyiga iyo magaalooyinka labadaba waxayna dalka u horseedday dhaqaale dhijitaal ku salaysan.
*888#
Koodhadhka Gaagaaban ee ZAAD
Adeegyada lacagta mobile-ka ZAAD waxaa loo qorsheeyay inay si buuxda loo heli karo oo loo maareyn karo iyadoo loo marayo koodhadhka gaagaaban ee USSD. Koodhadhkan gaagaaban waxay kuu oggolaanayaan inaad fuliso macaamilo maaliyadeed oo kala duwan adigoo kaliya dhowr badhan taleefankaaga gacanta ku riixaya.
Arag dhammaan
U dir Shilin SL akoonnada shakhsiga ah
*220*mobile-number*Amount#
U dir Doolar akoonnada shakhsiga ah
*880*mobile-number*Amount#
U dir Shilin SL akoonnada Ganacsiga
*223*merchant-number*Amount#
U dir Doolar akoonnada Ganacsiga
*883*merchant-number*Amount#
Ka bixi Shilin
*224*agent-number*amount#
Ka bixi Doolar
*884*agent-number*amount#
Dib u buuxinta airtime
*221*mobile-number*amount#
Barnaamijka Waafi
Experience a new era of financial efficiency and convenience by downloading the WAAFI app. Your gateway to a streamlined and secure financial future is just a click away!
Weli su'aalo ma qabtaa?
Ma helin jawaabta aad raadineyso? Fadlan nala sheekeyso kooxdayada saaxiibtinimada leh.
Nala soo xiriir